by Kali Grant, Megan Rivera, Estela Zuzunaga and Shamaal Sheppard | Dec 18, 2024 | Brief
Postsecondary education is more than just a pathway to a degree—for many parents, it is a dream for their children’s future. Yet the soaring costs of higher education have made this dream increasingly unattainable, forcing families to rely on risky borrowing options like the Federal Direct Parent Loan for Undergraduate Students (Parent PLUS). Parent PLUS disproportionately saddles low-income parents and parents of color with immense, often unrepayable debt. Parents can face wage garnishment or risk losing a significant source of income—part of their Social Security benefits. This system can warp the promise of postsecondary education into an intergenerational burden. This brief proposes four recommendations to improve the Parent PLUS program and help ensure students and their parents are not driven into debt-burdened poverty to access higher education.
by Estela Zuzunaga, Jae June Lee and Tawny Holmes Hlibok | May 31, 2023 | Fact Sheet
Accurate and high-quality data about Deaf or hard-of-hearing individuals and families are crucial for guiding research on Deafness, shaping policy for educational and employment support, enforcing civil rights protections, and providing resources for civic engagement. However, the Census Bureau undercounts and underrepresents Deaf or hard-of-hearing people, and fails to collect data about the use of their primary languages—American Sign Language and other signed languages. This fact sheet highlights several key data concerns and offers recommendations to improve engagement with Deaf and hard-of-hearing people and collect complete and accurate data.
by Casey Goldvale, Ayan Goran, Estela Zuzunaga, Nathaniel Spilka and Adiam Tesfaselassie | Sep 15, 2022 | Chartbook, Data & Workbooks
Each year, millions of parents across the U.S seek to help their children pay for higher education using the only source of federal financial aid for parents: the Parent PLUS loan program. Despite offering an additional college financing option, Parent PLUS disproportionately distributes unrepayable debt by income level, race and ethnicity, geography, and higher education sector, burdening low-income parents with immense debt. This chartbook examines key features of Parent PLUS loan borrower experiences, finding that Parent PLUS burdens parents and students from low-income households, Black families, and students attending postsecondary institutions in the South. Understanding this uneven distribution of Parent PLUS debt is vital in order for policymakers, postsecondary administrators, and advocates to redesign the program and develop a more equitable higher education financing system for parents and students.
