What’s At Stake if Congress Lets the Enhanced ACA Premium Tax Credits Expire?
Without action from Congress, subsidies that keep health insurance premiums affordable for millions will expire at the end of 2025. Expiration of the enhanced premium tax credits would push health care out of reach for millions, roll back progress toward health equity, and destabilize the health care system. Families with low incomes, particularly Black and Latinx families, and people at risk of losing Medicaid would be hit the hardest. This analysis highlights what’s at risk for families, health equity, and the broader health care system.